Dispelling Market Narratives
Common market narratives often lead investors to stray from their long-term plans. Portfolio decisions should be driven by financial planning and probability analysis rather than market narratives that encourage market timing.
Private Investments - Deliberate Differentiation
Private investments are often marketed with enticing narratives—access to exclusive deals, exposure to innovative sectors, and promises of high returns. Many of these opportunities are simply dressed-up versions of publicly available investments, and they often come with additional layers of risk and cost. At PAC, our commitment is to provide straightforward, cost-effective solutions that align with your long-term financial goals.
Beyond the Ballot Box; Aligning Your Investments with your Plan, Not Elections
Analyzing S&P 500 data since 1927 we find no meaningful difference in long-term annualized returns when the office of the President is held by a Democrat or Republican. This reinforces looking beyond short-term election outcomes and separating politics and planning.
Investment Tenets - Simplicity, Transparency and Control
There are three core investment implementation tenets that anchor Park Avenue Capital’s investment philosophy: simplicity, transparency, and control.
A Financial Planning Framework for Artificial Intelligence
This is currently a hot button issue, and our commentary, while longer than usual, is intended to provide a basic framework for better understanding and using this complex technology.
All Time Highs, Corrections, and Implementation Alpha
We’ve received a few inquiries recently from clients asking whether we would recommend adding cash to portfolios given the market’s strength over the last 18 months. Asked differently, should we approach the markets with caution given that we are at all-time highs (ATHs)? We’re eager to address this question in this month’s PAC Insights.
PAC Insights: Equities and Long-Term Impacts of Inflation
Inflation continues to be a major headline as the market speculates on Fed interest rate policy. Shelter is moderating from high levels, while vehicle insurance is at an extreme statistically significant upside condition. Market narratives around inflation trends neglect to highlight disproportionate and unsustainable inflation in vehicle insurance.